Find a doctor you can afford, near you
Most Americans have never heard of direct primary care or other cash-pay doctors. A cash-pay doctor lets you pay for care yourself, without going through insurance. Our free directory helps uninsured and underinsured people find one nearby, so they can have a regular doctor and stay healthy.
Our directory lists about 20,000 cash-pay doctors, including direct primary care and concierge practices, in all 50 states plus DC, Puerto Rico and the US Virgin Islands. You can search by zip code, city or medical condition. It is free to use, and you do not need to sign up.
What is a cash-pay doctor?
A cash-pay doctor lets you pay for care yourself, without going through insurance. This can help if you have no insurance. It can also help if your insurance has a high deductible. A deductible is the amount you pay yourself before your insurance starts to pay, so you may pay the full cost of many visits anyway. A typical cash-pay visit costs $40 to $300.
Some cash-pay doctors offer direct primary care. You pay a flat monthly fee, usually $50 to $200 a month. In return, you get regular access to your own doctor, often with longer visits and easier ways to reach them. Other doctors charge for each visit instead.
- $40 to $300
- Typical cash-pay visit
- $50 to $200a month
- Typical direct primary care membership
Seeing the same doctor over time matters. A regular doctor can catch small problems early and help you manage long-term conditions, such as high blood pressure or diabetes. That is how a regular doctor helps people stay healthy and get better health outcomes.
How to use the directory
Type your zip code, city or a medical condition, and press Search.
Look at the doctors near you. Each listing shows the practice and how to contact it.
Call or message the practice. Ask what a visit or membership costs and whether they are taking new patients.
Ask your questions before you sign up. Our guide Questions to ask before you choose a doctor can help.
Every practice sets its own prices, so always ask the practice what it charges before you go.
Other low-cost options
If paying for a visit yourself is still too hard, you may have other choices. Federally qualified health centers (FQHCs), also called community health centers, charge less to people with lower incomes. You may also qualify for Medicaid or a Marketplace health plan. Our guide No insurance? How to see a doctor before you need the ER explains each of these and how to find them.
Important
We are a free navigation charity. We do not provide medical care, and we do not recommend one doctor over another. Listing in the directory is not an endorsement. If you have a medical emergency, call 911 or go to the nearest emergency room.
Learn more first
What is direct primary care?
Direct primary care is a way to see a regular doctor for a flat monthly fee.
No insurance? How to see a doctor before you need the ER
About 27.1 million Americans have no health insurance.
High deductible? When paying cash can cost less
A deductible is the amount you pay yourself each year before your insurance starts to pay.
Questions to ask before you choose a doctor
A short phone call can save you money and stress.